Day #4 – Quiet Moment of Gratitude

Its been a long, frustrating day. However, I am happy to report that two days have passed without spending any money. I am grateful for the things I have and the realization that I have all that I need. I am blessed to have food in my fridge to come home to even when I’d rather eat out. I am grateful for a working car and gas that will get me to work and home this week. I am blessed to be greeted by my daughter’s warm smile when I return home.

Life is simply good and I am thankful for it all.

Day #3 – Can’t Stop, Will stop

One of these days, I will make it through the day without spending any money. Yesterday was not that day. We normally do grocery shopping on Sundays. By “shopping our pantry”, I realized we could mostly make it through the week with the groceries we had. I picked up only four items and only spent $2 after using an $8 coupon I had. For the fruit for the week, I found some discounted organic apples that looked fine (and actually taste great). I am hoping to really reduce our grocery bill but more on that on another day. I also had lunch with my best friend who I rarely see. It was wonderful laughing, sharing fears and just enjoying each other’s company. I used a groupon I had purchased a while back and only paid taxes and tip for about $8. I also used a shopkick gift card to pick up dishwasher detergent. Not a bad low spending day.

Gratitude moment: My husband watched the both our kids and my best friend’s child so that I could spend so much need time with my girl.

Day #2 – Ups and Downs!

I have decided to blog everyday for the next 30 days in efforts to really refocus. Here’s to day number two!

There was a lot going on for me yesterday. Activities and work took me out of the house for most of the day which often lends itself to spending money on fast food and other convenience items. Typically I let multiple activities be my main focus and lose track of any sense of budget. This time I made a plan for success. Instead of rushing off to Wendy’s as soon as the kids mentioned they were hungry, I prepared lunches for them and packed them. Toward the end of the day, I was driving home and thought about stopping for food as we were all extremely tired. However, I stuck to my goal and cooked up a quick meal of grilled cheese sandwiches and salad for dinner. I realized that I had more energy than I thought and it didn’t take as long as I expected.

Since I am a bit OCD about my credit card and check it everyday, I noticed a grocery store charge on our account for about hundred dollars. I assumed my husband went shopping and questioned him about it when he returned home empty handed. Turns out there was fraudulent activity on our account. As a result, our credit card has been cancelled and we wont have replacements for about a week. This actually is not a bad thing at all! Prior to all this happening, I did fall into some old habits. We are planning a visit my in-laws during Thanksgiving, something we haven’t done since we’ve been married (so about 10+ years). Personally I don’t like traveling during the holidays, but its beyond time that we spend this time with family. I had been looking at cheap flights for a while now and monitoring the prices. When I did my normal scan of fares, I noticed that most of the cheaper flights were gone and prices were increasing. I told myself to wait until we actually had the money to pay for the flights before purchasing. However, seeing so few available seats set me into a panic. I immediately reached for the credit card and charged our tickets. Once the credit card fraud department gets our situation figured out, I’ll have work on paying off that expense. I always feel guilty about spending money we don’t have, but I do believe I saved us money.

Final note of gratitude: I am blessed to have a flexible job that allows me to meet some pretty interesting students from all over the world.