Category Archives: Uncategorized

The Girl and Her Store Credit

It is amazing how many useless items I buy that just become clutter. As I have been cleaning, I am starting to notice how many toys, books, clothes and other objects that I just “had” to have. These things are simply adding stress to my life as they take up space, require maintenance and becoming an general reminder of my over-spending issue. Last week, I started to wonder how many items could I return for store credit. It turns out that the cashiers will give you the side eye and general attitude as they document you for potential stealing and then returning of items. However, once its done and you appear to be an honest human being, they fork over a giftcard for store credit or even cash!  Here’s a list of what I was able to get thus far:

  1. Lakestore Learning – $18.94
  2. Staples – $6.46
  3. Ross – $8.07
  4. Fry’s Grocery Store – $3.76
  5. Hobby Lobby – $13.69 cash!

I only had one item rejected as the store no longer carried that item. Not bad for items that were just sitting around the house collecting dust! The best news is that the value of the store credit doesn’t expire so I have plenty of time to use it on something I might actually need!

Tip of the day: If you find unopened items in your house or clothes that still have tags on them, try to return it for store credit! If you haven’t worn or used in 30 days, do really need the item?

Time for No-Spend September and getting off of #teambroke

September just started. Literally we are on day 1 and we are out of money again. This keeps happening. For a self-proclaimed frugal minimalist, I sure seem to broke quite often. I have done so well in the past, but I guess its a life-long journey to remain debt-free except the mortgage. I don’t know if we are still living like we have two full time incomes or just the price of life has gone up. I am going to use September to figure this all out.

The goal for September – stick to budget, lower expenses, say no and put down the credit card. I plan to share what I do to save money and how much money I spend daily. I am hoping blogging will keep me accountable because these last several months have been ridiculous. I am over overspending and having no money to put towards savings each month. I am tired of having more month than money!

September 1st:
Money Spend: $0
Money Earned: $0
Days Until Paycheck: 14
Saving Goals for the week: Pack lunches, “shop the pantry” for meals and find free things to do with the kids over the long weekend. Return Hobby Lobby items for cash.

I am open to feedback, encouragement, judging, you name it! I need to get back on the bandwagon! It all starts now.

Day #4 – Quiet Moment of Gratitude

Its been a long, frustrating day. However, I am happy to report that two days have passed without spending any money. I am grateful for the things I have and the realization that I have all that I need. I am blessed to have food in my fridge to come home to even when I’d rather eat out. I am grateful for a working car and gas that will get me to work and home this week. I am blessed to be greeted by my daughter’s warm smile when I return home.

Life is simply good and I am thankful for it all.