Time for No-Spend September and getting off of #teambroke

September just started. Literally we are on day 1 and we are out of money again. This keeps happening. For a self-proclaimed frugal minimalist, I sure seem to broke quite often. I have done so well in the past, but I guess its a life-long journey to remain debt-free except the mortgage. I don’t know if we are still living like we have two full time incomes or just the price of life has gone up. I am going to use September to figure this all out.

The goal for September – stick to budget, lower expenses, say no and put down the credit card. I plan to share what I do to save money and how much money I spend daily. I am hoping blogging will keep me accountable because these last several months have been ridiculous. I am over overspending and having no money to put towards savings each month. I am tired of having more month than money!

September 1st:
Money Spend: $0
Money Earned: $0
Days Until Paycheck: 14
Saving Goals for the week: Pack lunches, “shop the pantry” for meals and find free things to do with the kids over the long weekend. Return Hobby Lobby items for cash.

I am open to feedback, encouragement, judging, you name it! I need to get back on the bandwagon! It all starts now.

Day #4 – Quiet Moment of Gratitude

Its been a long, frustrating day. However, I am happy to report that two days have passed without spending any money. I am grateful for the things I have and the realization that I have all that I need. I am blessed to have food in my fridge to come home to even when I’d rather eat out. I am grateful for a working car and gas that will get me to work and home this week. I am blessed to be greeted by my daughter’s warm smile when I return home.

Life is simply good and I am thankful for it all.

Day #3 – Can’t Stop, Will stop

One of these days, I will make it through the day without spending any money. Yesterday was not that day. We normally do grocery shopping on Sundays. By “shopping our pantry”, I realized we could mostly make it through the week with the groceries we had. I picked up only four items and only spent $2 after using an $8 coupon I had. For the fruit for the week, I found some discounted organic apples that looked fine (and actually taste great). I am hoping to really reduce our grocery bill but more on that on another day. I also had lunch with my best friend who I rarely see. It was wonderful laughing, sharing fears and just enjoying each other’s company. I used a groupon I had purchased a while back and only paid taxes and tip for about $8. I also used a shopkick gift card to pick up dishwasher detergent. Not a bad low spending day.

Gratitude moment: My husband watched the both our kids and my best friend’s child so that I could spend so much need time with my girl.